Trusting friends is a common practice, and lending your car to a friend for a quick errand or other situations is not unusual. But what happens if your friend doesn’t have insurance?
Could you face issues if your friend is uninsured?
We at Patriot Independent Insurance Partners aim to ensure you have the protection you need.
The encouraging news is that if you have insurance, your friend is likely covered when borrowing your car. However, this might not be the case if your friend frequently uses your vehicle, so it’s advisable to check your policy for any exceptions.
In Georgia, insurance follows the car rather than the driver. When you purchased your auto insurance, your agent gathered all your information and the details about your vehicle. You also had to inform your insurance company who would be driving in the household.
The downside is that any mishaps involving your friend could end up costing you. If your friend is involved in multiple accidents, you might make several claims on your insurance policy, potentially increasing your rates.
We Are Here To Assist
If you are driving in Georgia, being transparent with your agent about everything that happens is important. If you have any questions or need to adjust your coverage, please get in touch with Patriot Independent Insurance Partners today.
